Investors

They give 3 types but they really only mean 2: those who invest not to loose and those who invest to win.

Not to loose investors utilize mutual funds and believe in diversifing. This is probably still better than not investing at all. Even if the market falls, and they recover pennies on the dollar, those are still pennies they would not have had had they just spent them.

Investing to win means making informed decisions about a few vehicles. Kiyosaki and Trump both made their piles in real estate but their general idea is to invest in something that one has knowledge of and some degree of control over.